401 K Limits 2025 Catch Up

401 K Limits 2025 Catch Up. 2025 401k Catch Up Limit Johnny A. Woodward Here's who could be affected by the update, according to experts. Sixty- to 63-year-olds get a super contribution for the first time.

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In 2025, the total limit for 401(k) contributions for those aged 60 to 63 is $34,750 Sixty- to 63-year-olds get a super contribution for the first time.

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And there's maximum $11,250 catch-up contribution for another group Here's who could be affected by the update, according to experts. That means anyone who meets the age requirements can contribute a total of $31,000 to their workplace retirement plan.

2025 401k Catch Up Limit Johnny A. Woodward. 401(k) and IRA Contribution Limits Set for 2025; Get Kiplinger Today newsletter — free That means anyone who meets the age requirements can contribute a total of $31,000 to their workplace retirement plan.

2025 401k Contribution Limits Chart By Age Carmen Martin. The total possible contribution allowed in a 401(k) plan is $34,750 for those aged 60 through 63 in 2025 The IRA catch‑up contribution limit for individuals aged 50 and over was amended under the SECURE 2.0 Act of 2022 (SECURE 2.0) to include an annual cost‑of‑living adjustment but remains $1,000 for 2025